Social security for foreigners in Colombia
A foreigner has the same labor rights as Colombian citizens and in this case, a foreigner has the same labor rights as Colombian citizens. this In this sense, he/she has the right ...
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Civil liability is the obligation to repair damage that a subject causes to another with or without intent to cause it. The objective of the repair is to leave the damaged subject in the same situation as before the damage occurred, or in a situation as similar as possible. Civil liability may be contractual (there is a contract between the parties) or non-contractual (there is no contract between the parties).
There are civil liability insurance policies through which the insured transfers the economic risk of making reparation to a third party for damage caused to it. Liability insurance arose with the purpose of providing a guarantee both to the insured and to the victim who suffers the damage, covering material and personal damages. From the perspective of the insured, there is the guarantee that he will not be liable with his assets in the event of damage caused to a third party, while from the perspective of the victim who suffered the damage, there is the guarantee that he will be repaired independently of the assets of the party causing the damage.
In Colombia, it is mandatory for certain professions or occupations to have civil liability insurance:
The damages covered by these insurances may vary depending on the policy contracted and the conditions negotiated, but, in general, these insurances cover the following damages:
Liability insurance is not covered, for any reason whatsoever, under the following circumstances:
In no case shall the insurers have coverage when any of the above situations arise.
The most widely used liability insurances are those for motor vehicle driving and construction. In addition, the liability insurances against which most claims are filed are those for driving motor vehicles, construction and health professions.
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